Frequently Asked Questions

What is the New Jersey Defensive Driving Course?
The NJ Defensive Driving Course is a 6-hour course designed to remind you of accident prevention techniques. In addition to learning these techniques, you will also earn a Point & Insurance Reduction.

How long does it take to complete the online PIRP course?faq
The course is 6 hours long. You do have the ability to sign in and out whenever you want and complete the course over several days or even weeks, but the course itself is 6 hours.

After I take the Defensive Driving course, will I receive a Point Reduction?
Yes! Up to 2 violation points will be reduced.

How do I receive the Point Reduction?
We will notify the MVC of your successful course completion. The MVC will automatically remove 2 points from your license.

How often can I take the course for point reduction purposes?
You may only take the course once every 5 years to get points reduced from your license.

Do I get a car insurance discount for taking the course?
Yes! It’s guaranteed by law.

How much of a car insurance discount will I be eligible for?
You are guaranteed a 5% discount for 3 years on the base rate of your no-fault, liability, and collision coverage but many New Jersey insurance providers do offer a premium reduction as large as 10%.

After my discount expires in 3 years, can I retake the course to extend my discount?
You sure can.

What do I need to do to get my Insurance Discount?
We will mail you a certificate of completion proving you have successfully taken the course. After you provide a copy of the certificate to your insurance provider, they will apply your discount.

Is your online course approved by MVC/DMV?
Yes, it is! Our 6-hour course is sponsored by the American Safety Institute and approved by the New Jersey Motor Vehicle Commission (MVC).

Is the PIRP course and defensive driving the same thing?
They are the exact same thing. PIRP stands for Point & Insurance Reduction Program but who has the time to say all of that? In the words of Kimberly “Sweet Brown” Wilkins, “Ain’t Nobody Got Time for That”. If you took the time to read this and appreciated our reference to Ms. Wilkins, enter “sweetbrown” into the promo code field during registration to get $15 off.